Examples of Auto Insurance Fraud include:
- Staged accidents, where one or more criminals cause intentional collisions in order to get undeserved payments for health care costs for alleged injuries or vehicle damage.
- Providing false information to an insurance company about a car’s mileage or use.
- Phony injury claims, when people lie about the injuries they have sustained in an accident.
- Inflated damage claims, in which criminals falsify the extent of damage or the true cost of repairs to their vehicles.
- Phony thefts, where the owner simply abandons a vehicle and then claims it was stolen (known as an "owner give-up").
- Falsely claiming a one-car accident was a "hit and run."
- Inventing injuries to people who were not in a vehicle at the time of the accident (people known as "jump-ins")
- Driving and getting into an accident when you are uninsured. Then obtaining insurance and falsely stating the date and time of the accident in an effort to have the claim paid.
Thanks to:
www.helpstopfraud.org