4 Ways to Protect Yourself
Play it safe and smart before buying your health coverage….
1. Contact your state insurance department. Ask if the insurance company is licensed in your state or has a history of complaints.
2. Watch for slight differences in names between an unlicensed and licensed health insurance company. Often the phony name closely resembles a legitimate insurer. One example: The crooked Employers Mutual LLC sounds just like the real Employers Mutual Insurance Company.
3. Never rely on slick marketing literature or high-pressure sales pitches. Check the facts yourself — call your state insurance department.
4. Back off and ask questions if …
— the deal sounds too good to be true;
— the agent or rep insists that you buy now;
— the agent or rep sounds evasive when you ask direct questions.
